(WAIVER AND RELEASE OF LIABILITY)

The school urges you and all students to obtain a physical examination from a doctor before using any exercise equipment or participating in any exercise class. All exercises, including the use of weights and use of any and all machinery, equipment, and apparatus designed for exercising shall be at the student’s sole risk. Student understands that the agreement to use, or selection of exercise programs, methods and types of equipment shall be student’s entire responsibility, and the School shall not be liable to student for any claims, demands, injuries, damages, or actions arising due to injury to student’s person or property arising out of or in connection with the use by student of the services, facilities, and premises of the School. Students hereby holds the School, its officers, owners, agents and employees harmless from all claims which may be brought against them by student or on student’s behalf for any such injuries or claims.

If by reason of death or permanent disability, the buyer is unable to continue the agreement, buyer or buyer’s estate shall be relieved from the obligations of this contract, and if buyer has prepaid any sum, that amount shall be promptly refunded. Should student(s) permanently move their residence more than 25 miles from an affiliated area, payment on this agreement will be suspended upon payment of an appropriate cancellation fee of $50.00 and legitimate verification of the move. Student agrees to follow school rules as promulgated from time to time. Violation of these rules may be the cause for suspension or cancellation of contract.

ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE BUYER/STUDENT COULD ASSERT AGAINST THE SCHOOL AS A RESULT OF THIS CONTRACT. RECOVERY BY THE BUYER/STUDENT SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY THE BUYER/STUDENT TO THE SCHOOL PURSUANT TO THIS CONTRACT. YOU THE BUYER MAY CANCEL THIS AGREEMENT BY MIDNIGHT OF SCHOOL’S THIRD BUSINESS DAY AFTER THE DATE OF THIS AGREEMENT, AND SUCH CANCELLATION MUST BE IN WRITING TO THE SCHOOL. IN THE EVENT THE SCHOOL CLOSES AND CEASES DOING BUSINESS, YOU ARE NO LONGER OBLIGATED TO MAKE PAYMENTS UNDER THIS AGREEMENT.

DEFAULT AND LATE PAYMENT: Should you default on any payment obligation as called for in this agreement, the entire remaining balance shall be deemed due and payable upon demand, and you agree to pay allowable interest, and all cost of collection, including, but not limited to, collection agency fees, court costs and attorney’s fees. Should any monthly payment become more than 10 days past due, you will be charged a late fee to cover additional administrative expenses and other expenses related to obtaining your payment.

LIST OF EQUIPMENT AND SERVICES:

• Martial arts Instruction - Karate Classes
• Target Practice Equipment   

• Due to a discount received by members for paid in full (PIF) programs, there are no refunds given. Remaining program time can be transferred to immediate family members.